Gone are the days when sticking money in the bank and assuming it would be there and available tomorrow was a given. Knowing where your cash is, ensuring it is not at risk and that it is available to be moved around on command is the priority today.

In the modern age of payment flows in multiple currencies, mitigating risk and ensuring cash reserves are there when needed and being managed effectively has become paramount, even more so in the wake of last autumn's market meltdown.