Brett Arends is an award-winning financial writer with many years’ experience writing about markets, economics and personal finance. He has received an individual award from the Society of American Business Editors and Writers for his financial writing, and was part of the Boston Herald team that won two others. He has worked as an analyst at McKinsey & Co and is a chartered financial consultant. His latest book, Storm Proof Your Money, was published by John Wiley & Co.

Wow. It looks like millennials have totally solved the retirement crisis. And it turns out it was a lot easier than anyone realised. The solution? Cryptocurrencies, of course.