Welcome to this week's edition of The Fintech Files. I'm Yolanda Bobeldijk, FN's fintech correspondent, keeping you up-to-date with the latest developments in financial technology and innovation.

Regtech to the rescue
Let’s start with some good news: 2018 could be the year when compliance truly becomes digital. It may not feel this way yet, amid the last minute Mifid II madness, but regulation could really become easier due to radical tech changes. The Fintech Files can exclusively reveal that the Financial Conduct Authority is carrying out a pilot project that could potentially digitalise compliance.