Welcome to The Fintech Files, keeping you up-to-date with the latest developments in financial tech and innovation. Regular host Yolanda Bobeldijk is on maternity leave, so this week's edition is brought to you by Liz Pfeuti, FN's deputy online editor.

Who wants to regulate blockchain?
What do hospitals and cryptocurrencies have in common? Ten points if you said they could all use blockchain technology. But if you are wondering how massive public institutions might take a bet on as-yet unregulated technology, you need to go to Malta. This week, the tiny European island’s government is closing a consultation on what people and businesses want from the world’s first blockchain regulation.